Inspection Period – STEP 4 – INSURANCE

Take time during the option period to get insurance quotes for your new home. Ask about flood insurance. Is it required for the area or voluntary? If it’s not required, you might consider adding it. It’s better to be safe than sorry. Most homes that flooded during Hurricane Harvey were not in flood zones, and many property owners did not have flood insurance.

If flood insurance is required, please share your quote with your lender immediately. Required flood insurance will affect your monthly payment. It’s better to know during your option period. If the payment is too high, you have the chance to cancel the agreement (as long as we are still within the negotiated option period).

FEMA Flood Maps

Do you need a referral for a few insurance brokers? For your convenience, I have provided a list of awesome insurance providers.

Rockland Insurance

2740 FM 359 Richmond, TX 77406

Tel# 281-242-0020

Hoffman Insurance Group

14905 Southwest Freeway, Suite #200 Sugar Land, TX  77478

Tel# 281-491-6565

Crystal Hoffman –

Goosehead Insurance

25807 WESTHEIMER PKWY STE 100 KATY, TX 77494-5333

Tel# 281-712-7272

Karen Tannery, Account Executive –

Got questions about home insurance? Check out our home insurance blog (link below).

Happy Clients Realty Group – Blog Contributor

Stewart Insurance

9555 W Sam Houston Pkwy S #500, Houston, TX 77099

Tel# 713-625-8160

McClain Insurance Agency

1000 North Post Oak Road, Suite 285 Houston, TX 77055

Tel# (713) 688-0480

Tip: Take this opportunity to shop around for home and auto insurance. Sometime grouping these items together will minimize your cost. Please note that in most cases you can change your auto insurance at anytime. Please call your current carrier to check.