Inspection Period – STEP 4 – INSURANCE

Take time during the option period to get insurance quotes for your new home. Ask about flood insurance. Is it required for the area or voluntary. If it’s not required you might consider adding it. It’s better to be safe than sorry. Most homes that flooded during Hurricane Harvey were not in flood zones and the property owners did not have flood insurance.

If flood insurance is required please share your quote with your lender immediately. Required flood insurance will effect your monthly payment. It’s better to know during your option period. If the payment is too high, you have the chance to cancel the agreement (as long as we are still with the negotiated option period).

FEMA flood maps

Do you need a referral for a few insurance brokers? For your convenience, I have provided a list of awesome insurance providers


Rockland Insurance

2740 FM 359 Richmond, TX 77406

Tel# 281-242-0020

support@gorockland.com


Hoffman Insurance Group

14905 Southwest Freeway, Suite #200 Sugar Land, TX  77478

Tel# 281-491-6565

Crystal Hoffman – crystal@hoffmanig.com


Goosehead Insurance

25807 WESTHEIMER PKWY STE 100 KATY, TX 77494-5333

Tel# 281-712-7272

Karen Tannery, Account Executive – karen.tannery@goosehead.com

Got questions about home insurance? Check out our home insurance blog (link below).

Happy Clients Realty Group – Blog Contributor


Stewart Insurance

9555 W Sam Houston Pkwy S #500, Houston, TX 77099

Tel# 713-625-8160

John.bramblett@stewart.com


McClain Insurance Agency

1000 North Post Oak Road, Suite 285 Houston, TX 77055

Tel# (713) 688-0480

McClainins@ms.com


Tip: Take this opportunity to shop around for home and auto. Sometime grouping these items together will minimize your cost. Please note that in most cases you can change your auto insurance at anytime. Please call your current carrier to check.

Inspection Period – STEP 5 – OTHER THINGS TO CONSIDER