Shopping for a Home

Once you are ready to start shopping for a home, there are several things you need to consider:

Make a list of NEEDS and WANTS. Needs will include your deal breakers. Your wants will include items you’d like to have but wouldn’t stop you from buying a home.
  • Location: Think about commuting to work, visiting friends and family, and hobbies.
  • Do you prefer a suburban, rural or urban location?
  • Type of property: Single property residence, condo, townhome, etc.
  • Do you prefer new construction or resale?
  • Home Size: Number of bedrooms and bathrooms? Minimum square footage? Stories? Number of garage spaces?
  • Specific rooms needed: game room, study, formal dining room, eat-in kitchen, etc.
  • Property condition: Some of this might be controlled by the type of loan you’re approved for.
  • Type of flooring preferred
  • Outdoor spaces: size of yard, patio, covered patio, sunroom, etc?
  • Ideal budget
  • Private pool?
  • Neighborhood or Community: What types of amenities would you like to have? Where does your budget fall within the community?
  • Special needs: ramps, accessibility, walk-in shower or tubs, etc.

This is a starting point. Your list will evolve as we start looking for a home.