Category: Renters

Happy Clients Realty Group - Ali Palacios > Renters

Are you a tenant whose home is facing foreclosure?

Posted on by Ali Palacios - Broker

Are you a tenant whose home is facing foreclosure? You have rights.

Please note that I am not an attorney and you should consult with an attorney. In the mean time here are some resources.

TENANT RIGHTS UNDER TEXAS LAW. Under Texas law, certain tenants may be entitled to at least 30 days written notice to vacate or may have the right to remain in the property. For more information on these rights, you may view §24.005(b), Property Code

RESOURCES FOR MORE INFORMATION. In the event you need further information, you should seek the counsel of an attorney or visit one of the websites listed below.

Texas Association of REALTORS®: www.TexasRealEstate.com

Texas Low Income Housing Information Service: www.TexasHousing.org

Texas Tenants Union: www.txtenants.org

Legal Aid of Northwest Texas: www.lanwt.org

Texas Rio Grand Legal Aid: www.trla.org

Lone Star Legal Aid: www.lonestarlegal.org

Federal Financial Institutions Examination Council (FFIEC) Consumer Help Center: http://www.ffiec.gov/consumercente

We are hiring smiling faces

Posted on by Ali Palacios - Broker

 

Are you looking for change? Are you a new agent that would like to be part of a group that supports and helps each other prosper?

We are a group of agents that strive to share knowledge and help each other grow. Education is key.

We are seeking like minded agents that would like to be part of our team.

For more information contact Ali Palacios, Broker/Owner at ali@happyclientsrealtygroup.com, 832-418-0670.

Our  VISION

At Happy Clients Realty Group our goal is to serve each client with utmost professionalism, integrity, and outstanding customer service. Our fiduciary relationship with our clients is the highest priority. We work diligently to help them achieve their dreams. We educate and simplify the many challenges of buying and/or selling a home. We provide consistent communication and prompt follow-thru from the beginning of the transaction to the end, and beyond. We utilize our outstanding negotiating skills and vast knowledge of the Houston metro area to the benefit of our clients. We are a team of talented professionals devoted to clients.

Thinking about purchasing a home?

Posted on by Ali Palacios - Broker

Are you ready to buy a home but don’t know where to start? I know it can be overwhelming. Here are a few tips to get you started.

  1. Let’s chat. The best way to help you through the process is to talk about your goals and timing. Let’s meet and discuss your goals and plans. It’s never to early to start this process. In fact, it’s better to start up to a year before you’d actually like to move. This will allow you time to make corrections and get financially prepared for the move.
  2. How much can you afford? There is no point going to go see homes without knowing your budget. Take some time to review your income vs. debt and come up with a comfortable number. Keep in mind that most lender prefer that you payment amount to no more than 30% of your income.
  3. Get pre-qualified. This is the most important step. Speak to a lender about qualifying. The lender will review your finances and credit to determine your ideal sales price. The lender will also review loan options and interest rates. Don’t forget to ask about down payment assistance programs. If you’d like a referral I’d be happy to provide a list of great lenders.
  4. Let’s go home shopping! Once you are pre-qualified we can go look for a home. No home is perfect but typically if it meets 80% of your wants, you’re on a good track.
  5. Make an Offer. Once we have found the right home I will run numbers for the area and we will come up with an offer together. The offer encompasses several factors. We will go through them one by one. It’s important you feel comfortable with the offer presented.
  6. Once you offer is accepted I will them guide you through the rest of the sales process; which includes inspections, negotiating repairs or credits, appraisals, financing, final walk through, closing, etc.

The overall process can take a few months and as your agents I’d be with you during the entire process.If you have any questions please feel free to contact me anytime.

 

 

 

Let’s find your dream home

Posted on by Ali Palacios - Broker

Can you afford to flush away 12,000+ dollars every year? Maybe you can, but it certainly isn’t something I could afford to do. And if you can’t afford it either. My name is Ali Palacios and I’m a real estate broker with Happy Clients Realty Group. I’ve been working in the Richmond area for 11  years now and have had the pleasure of getting to work with our neighbors in finding them their dream home. Usually, these buyers started off with me as renters. They were incredibly shocked to see how much of a difference renting vs. buying could afford them in our neighborhoods. Some of our clients could own a bigger home with a beautiful backyard for less or equal to the money they were tossing into their apartment complex.

Let me ask you something, when you pay rent, did you know you’re paying a mortgage? But you see, the loss is that you aren’t paying your own mortgage. You’re paying someone else’s. Not only are you paying off their mortgage, you’re also giving them a profit. They actually make money off of you. Now, after a year of paying your monthly rent, you never get to see that money again. It’s gone. The difference with owning a home? The money you put into the home builds equity. The home is yours. You’re putting money into something you OWN., so you’re not flushing away money.

I get it, you might be locked in a contract for a few months longer, but let’s get in touch anyways. It’s never too early to start planning out your future, and I’d love to be the guiding hand in helping you get your action plan started in the right direction. You deserve a dream home. You deserve to OWN the things you spend your hard-earned money on. If you’re tired of wasting money, give me a call, shoot me an email, or even a text.

Real estate isn’t a job, it’s become a passion. I have had the pleasure of changing lives, and I’d love to help change yours – for the better, of course. And if you’re worried about your credit or about down payments, don’t worry! There are lots of programs out there that can help. We can’t plan your next step, however, without taking the very first step. And your first step is to connect with me, because I’ll handle the rest. Talk to you soon!

Have you ever thought about a career in real estate?

Posted on by Ali Palacios - Broker

Have you ever thought about a career in real estate? Would you like to chat about the possibility?

I won’t say it’s easy but it will give you work/life balance if done right…”

“The greatest thing about being in real estate is that you decide when, and how much, you work…”

How many times have you heard someone in this business say that you should have, or can have, a nice balance between work and life in this business?! It’s almost like a joke…if only it were actually funny.

I set out to do something about it for myself and other agents. I’d love for you to be one of those agents.

If you’re struggling to find the “life” in work / life balance, I’d love to help you find it.

Can you spare some time soon?

Join our Team!

Posted on by Ali Palacios - Broker

There’s a lot of agents who stay at the same company, year after year, even if they’re unhappy.

Why?!

Because they’re kind’ve stuck! It’s not their fault…

The way things work in this business, once you’ve got your “pipeline” filled, it’s really tough to make a move from one company to another. There’s always a deal or two (or more!) in process, and if the agent tries to move, they often have to leave some (or even all) of their clients, deals, and commissions behind.

That’s a great way for a company to retain their agents…

…but an awful way to retain and maintain happy agents.

Which is why I allow any agent who joins our company to change companies at any time, and take all of their clients with them. We want our agents to be here because they want to be, not because they feel they can’t move. And we constantly strive to keep them happy.

If you feel like you can’t make a smooth move and transition over to another company because your pipeline is filled with business…then I want to meet with you and show you how I can help you unclog that pipeline and get it flowing smoothly over to our company (so you don’t miss a beat or lose a penny).

If you’re totally happy where you are, that’s great. If not, give me a call!

 

Our  VISION 

At Happy Clients Realty Group our goal is to serve each client with utmost professionalism, integrity, and outstanding customer service. Our fiduciary relationship with our clients is the highest priority. We work diligently to help them achieve their dreams. We educate and simplify the many challenges of buying and/or selling a home. We provide consistent communication and prompt follow-thru from the beginning of the transaction to the end, and beyond. We utilize our outstanding negotiating skills and vast knowledge of the Houston metro area to the benefit of our clients. We are a team of talented professionals devoted to clients.

Assistance Animals and Emotional Support Animals

Posted on by Ali Palacios - Broker

Question: A tenant requested that he be allowed to have an assistance animal in the rental property as a reasonable accommodation because he has a disability. The property owner normally requires a pet deposit. Can the property owner require that the tenant pay a pet deposit as a condition for allowing the assistance animal in the rental property?

No. A property owner cannot require a tenant to pay a pet deposit or any other additional deposit as a condition for allowing an assistance animal in a rental property. However, a tenant with an assistance animal will still be considered legally responsible for any damage caused by that animal.

Source: texasrealestate.com